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Ideas

Optimization

For each set of products we can goal seek the payout period such to find the expense such to hit a target inheritance at the final time or over a certain period. This expense represents the possible disposable income over the period, while not exceeding e.g. the disposable income status at the final or some other period.

Possible optimization variations of this could be to change products either in the saving phase or in the down saving phase such that a higher target expense can be found.

Goals/Possibilities

  • Has money
  • Down saving
  • Insurance for scenarios
  • Transfer of saving
  • Investment diversion

Possible actions/moves Loan - Take new loan Loan - Increase amount (maybe) Loan - Shorten length of loan (maybe) Loan - Increase length of loan (maybe) Loan - Running pay in Loan - Change pay in Pay in - Add new Pay in - Change from Pay in - Change to

Asset - House - Take new loan Asset - House - Sell Investment - New empty investment Investment - Change pay in amount Investment - Pay in present value Investment - Pay in nominal value, until time, frequency Salary - End of salary Expense - End of expense

Analysis toolbox

Optimization flow

  • Initial status Given a case with some initial IFinancialLedgerProduct

  • Analyze case

  • Find possible moves

  • Chose randomly move
  • Optimize move
st=>start: Start|past:>http://www.google.com[blank]
e=>end: End|future:>http://www.google.com
op1=>operation: My Operation|past
op2=>operation: Stuff|current
sub1=>subroutine: My Subroutine|invalid
cond=>condition: Yes
or No?|approved:>http://www.google.com
c2=>condition: Good idea|rejected
io=>inputoutput: catch something...|future

st->op1(right)->cond
cond(yes, right)->c2
cond(no)->sub1(left)->op1
c2(yes)->io->e
c2(no)->op2->e

link

Screenshot